We provide a range of compliance, regulatory and personal and professional development programmes designed to improve the performance of participants while complying with the appropriate regulation.
We offer a range of different study options to suit various learners needs:
- Full learning programme
- 1 week intensive training
- 1 or 2 day revision workshop
- Virtual classrooms
These include training and revision courses for the following qualifications:
Mortgage sector qualifications
Completion of the Certificate in Mortgage Advice meets the FCA examination requirements for mortgage advisers.
You need to complete two units:
Unit 1 — Financial services, regulation and ethics (R01) OR UK financial services, regulations and ethics (CF1)
Unit 2 — Mortgage advice (CF6)
The Certificate in Mortgage Advice and Practice (CeMAP®) is a QCF Level 3 qualification. It meets the educational standard required by the Financial Conduct Authority (FCA) of anyone wishing to achieve a ‘licence to practice’ and work as a mortgage adviser.
As the premier mortgage qualification, CeMAP® is firmly established as the qualification of choice in the financial services industry, and widely regarded as the industry benchmark with 80% of mortgage advisers holding the qualification.
CeMAP® is a UK specific qualification and comprises seven mandatory units that are studied and assessed in three modules:
CeMAP® Module 1
Unit 1 — Introduction to Financial Services Environment and Products
Unit 2 — UK Financial Services and Regulation
CeMAP® Module 2
Unit 3 — Mortgage Law, Policy, Practice and Markets
Unit 4 — Mortgage Applications
Unit 5 — Mortgage Payment Methods and Products
Unit 6 — Mortgage Arrears and Post Completion Issues
CeMAP® Module 3
Unit 7 — Assessment of Mortgage Advice and Knowledge
Fees for learning support
Our standard fees are £895 per trainer day (exclusive of expenses and VAT). Examination fees are additional and payable to The London Institute of Banking & Finance upon registration. Current examination fees can be found here.
The sale and marketing of equity release products including lifetime mortgages and home reversion plans has been regulated by the Financial Conduct Authority (FCA), formerly the Financial Services Authority (FSA), since 6 April 2007. As part of these regulatory requirements, anyone advising on any form of equity release must hold an appropriate qualification.
By completing CeRER you will meet these regulatory requirements and develop a full and extensive knowledge of the equity release environment.
CeRER is a UK specific qualification. In order to study CeRER you must have completed the Certificate in Mortgage Advice and Practice (CeMAP) or have completed an equivalent mortgage advice qualification.
Unit 1 — Fundamentals of Equity Release (FOER)
Unit 2 — Equity Release Solutions (EQRS)
The Diploma in Mortgage Advice and Practice (DipMAP) is a QCF* Level 4 qualification for individuals who wish to gain a higher level of skills and knowledge for mortgage advice and demonstrate their commitment to continual learning.
DipMAP® enables mortgage professionals who wish to set themselves apart from their peers and to go beyond the basic Level 3 qualification requirement. It demonstrates to clients and employers that holders have an enriched understanding of the broader financial services environment and the residential lending sector in the interests of providing high quality, ethical advice to consumers.
Applicants are required to hold the QCF Level 3 Certificate in Mortgage Advice and Practice (CeMAP®), or an equivalent qualification.
DipMAP® consists of two mandatory units:
Unit 1 — Financial Services, Regulation and Ethics (FSRE)
Unit 2 — Advanced Mortgage Advice (AMA)
Financial sector qualifications”
Calibrand has a unique offering:
- Free learning material
- Free student learning centre
- Free online practice tests
- Free mock exam
- Free resits (one per unit, subject to passing the mock exam)
The diploma consists of six units:
Unit 1 — Financial services, regulation and ethics.
Unit 2 — Personal taxation.
Unit 3 — Investment principles and risk.
Unit 4 — Pensions and retirement planning.
Unit 5 — Financial protection.
Unit 6 — Application of professional financial advice.
Units 1-5 are all multiple choice and examined at centres nationwide throughout the year. Unit 6 is a written paper examined four times per year.
DipFA® is a UK specific qualification and comprises two mandatory units:
Unit 1 — Financial Services Regulation and Ethics
Unit 2 — Advanced Financial Advice
The DipFA® meets the FCA’s Retail Distribution Review (RDR) qualification requirement for independent retail financial services advice and provides a practically oriented and cost-effective approach to study and assessment. The DipFA® is a benchmark qualification that meets the standards required for those giving professional advice on retail investment products.
The diploma is suitable for those who don’t hold additional CII credits counting towards completion of the Diploma in Financial Planning.
Covering the following six compulsory units, the Diploma develops core technical knowledge and financial planning capabilities:
R01 — Financial services, regulation and ethics.
R02 — Investment principles and risk.
R03 — Personal taxation.
R04 — Pensions and retirement planning.
R05 — Financial protection.
R06 — Financial planning practice.
Holders of the first unit, Financial services, regulation and ethics, are authorised to advise under supervision while they work towards completion of the full Diploma.
The first five of the six units are multiple-choice tested and examined year-round. The sixth, the planning unit R06, is examined four times a year.